| Inside Mortgage Finance

Agency MSR Transfers Up a Solid 13.9 Percent in 2018

Transfers of agency mortgage servicing rights rose to their highest level in at least four years during 2018, although activity cooled in the fourth quarter. [Includes three data charts] Read More

Lenders Struggling with Overcapacity, Low Demand

The mortgage industry has more capacity than necessary, which is hurting profitability, according to industry analysts. Read More

New Rez Ready to Fire Ditech as a Subservicer

Struggling Ditech Financial late this week offered up a progress report on its future, saying — among other things — that one of its largest subservicing clients, New Residential Investment Corp., wants out of the contract. Read More

CFPB Actions Hiked Costs for Lenders, Servicers

The Consumer Financial Protection Bureau has acknowledged the rules it implemented in 2014 on servicing and originations increased costs for industry participants. Read More

Strong Credit Characteristics for Retail Channel in 4Q18

Loans originated on retail production platforms and sold to Fannie Mae, Freddie Mac and Ginnie Mae during the fourth quarter tended to have stronger credit characteristics than those generated by third-party originators. [Includes two data charts] Read More

Treasury Eyes GSE Reform, GSE Common on a Bull Run

The share price of Fannie Mae and Freddie Mac common has been on a bull run since late December, more than doubling in price. But how much more gasoline is left in the tank? Read More

Revised Overtime Pay Rule Under Review at OMB

Changes to the Department of Labor’s overtime rule are anxiously anticipated as they may finally answer, among other things, whether mortgage loan officers are excluded from overtime pay. Read More

Inside Mortgage Trends

January 25, 2019

View Archived Issues

Agency MSR Transfers Up a Solid 13.9 Percent in 2018

Lenders Struggling with Overcapacity, Low Demand

New Rez Ready to Fire Ditech as a Subservicer

CFPB Actions Hiked Costs for Lenders, Servicers

Strong Credit Characteristics for Retail Channel in 4Q18

Treasury Eyes GSE Reform, GSE Common on a Bull Run

Revised Overtime Pay Rule Under Review at OMB

Latest Imf News

Refi Deliveries to GSEs Level Off in January

Fannie's Profits Dip in 4Q on Fair Value Losses

House Committee Split on Next Affordable Housing Efforts

FHFA, Ginnie to Increase Oversight of Nonbank Servicers

Featured Data

Mortgage Complaints to CFPB Tick Up in Fourth Quarter

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Record Year for CLO, But Issuance Slowed in 4Q25

Originations Increase in Fourth Quarter With Refi Push

Featured Reports

Mortgage Servicing Rights Report: 3Q25 (PDF)

IMF Mortgage Directory: Full interactive database

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IMF HMDA Dashboard: 2024

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

January 25, 2019

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?