Average underwriting characteristics (FICO score, debt-to-income ratio, and loan-to-value ratio) by loan purpose by channel for Fannie Mae, Freddie Mac, and Ginnie Mae.

Average underwriting characteristics (FICO score, debt-to-income ratio, and loan-to-value ratio) by loan purpose by channel for Fannie Mae, Freddie Mac, and Ginnie Mae.

Volume, distribution and share for Fannie Mae, Freddie Mac and Ginnie Mae for single-family mortgages as broken out by race/ethnicity (American Indian, Asian, Black, Hawaiian/Pacific Islander, White and Hispanic), borrower income, and percent of area population classified as minority. From HMDA data.

Average underwriting characteristics (FICO score, debt-to-income ratio, and loan-to-value ratio) by loan purpose by channel for Fannie Mae, Freddie Mac, and Ginnie Mae.