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Home » Agency Loan Characteristics » Files

Agency Loan Characteristics

Agency Channel/Purpose Loan Characteristics 6M16 PDF Format

August 22, 2018
Average underwriting characteristics (FICO score, debt-to-income ratio, and loan-to-value ratio) by loan purpose by channel for Fannie Mae, Freddie Mac, and Ginnie Mae.

Agency Channel/Purpose Loan Characteristics 6M16 Spreadsheet Format

August 22, 2018
Average underwriting characteristics (FICO score, debt-to-income ratio, and loan-to-value ratio) by loan purpose by channel for Fannie Mae, Freddie Mac, and Ginnie Mae.

Agency Loan Characteristics: MI and Purpose: 2014-1Q16 PDF Format

August 22, 2018
Dollar volume of unpaid principal balance by purpose for private mortgage insurance, FHA, VA and no MI. Also includes average FICO score, average debt-to-income and average loan-to-value for each breakout.

Agency Loan Characteristics: MI and Purpose: 2014-1Q16 Spreadsheet Format

August 22, 2018
Dollar volume of unpaid principal balance by purpose for private mortgage insurance, FHA, VA and no MI. Also includes average FICO score, average debt-to-income and average loan-to-value for each breakout.

Loan Characteristics: Demographics 2013 PDF Format

August 22, 2018
Volume, distribution and share for Fannie Mae, Freddie Mac and Ginnie Mae for single-family mortgages as broken out by race/ethnicity (American Indian, Asian, Black, Hawaiian/Pacific Islander, White and Hispanic), borrower income, and percent of area population classified as minority. From HMDA data.

Loan Characteristics: Demographics 2013 Spreadsheet Format

August 22, 2018
Volume, distribution and share for Fannie Mae, Freddie Mac and Ginnie Mae for single-family mortgages as broken out by race/ethnicity (American Indian, Asian, Black, Hawaiian/Pacific Islander, White and Hispanic), borrower income, and percent of area population classified as minority. From HMDA data.
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