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Home » Authors » Brandon Ivey

Articles by Brandon Ivey

Short Takes: A Killer Quarter for Fannie and Freddie? / A Shrinking Market: Bad Loans / Turn, Turn, Turn Times / Stonegate’s Third-Party Loan Portal / New Hires for Mortgage Network, Ellie Mae

June 29, 2015
Brandon Ivey and Paul Muolo
Why do loan turn times – application to closing – vary so much?
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Bank Use of Principal Reduction Loan Modifications Spiked in First Quarter

June 26, 2015
Brandon Ivey
The eight banks tracked by the OCC’s Mortgage Metrics report – including Wells Fargo and JPMorgan Chase – completed 7,571 principal reduction mods in the first quarter...
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MBA Pushes Back on Capital Requirements for Nonbank Servicers Proposed By States

June 25, 2015
Brandon Ivey
The MBA took particular aim at the proposed enhanced standards for large nonbank servicers, noting that such firms are already subject to extensive regulation from the GSEs and others.
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Short Takes: What Are Pingora’s MSRs Worth? / Bank of America’s ‘Dealmaker’ / Pingora’s Liquidity Machine / Fitch Goes Nice on Ocwen / SCOTUS Ruling Ugly for Lenders?

June 25, 2015
Brandon Ivey and Paul Muolo
Pingora's Michael Lau was a key person in Bank of America’s massive servicing sales three years ago…
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REO-to-Rental Business Making Problems for First-Time Homebuyers?

June 23, 2015
Brandon Ivey
The CRC believes the pool of aspiring homeowners does not have affordable financing options comparable to the liquidity provided to investors that are buying up homes en masse...
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Mortgage Share of Home-Purchase Financing Increasing

June 19, 2015
Brandon Ivey
The non-cash share of financing for home purchases increased to 75.2 percent in May, according to results from the latest Campbell/Inside Mortgage Finance HousingPulse Tracking Survey.
Read More

Short Takes: Ocwen Downgraded / CFPB Investigating Bankrate / Ginnie to Revamp Loan Docs / StoneGate Launches Third-Party Portal

June 19, 2015
Brandon Ivey
S&P's downgrades have numerous implications for Ocwen’s servicing of loans in non-agency mortgage-backed securities.
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Credit Score Provider Suggests Going Beyond ‘Mainstream’ Borrowers to Expand Lending Options

June 18, 2015
Brandon Ivey
VantageScore suggested that lending to "upsiders" and "minimalists" can be accomplished without increasing default risk.
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Short Takes: Fed on Interest Rates / Loan Mods Increase / Foreclosure Filings Also Increase / New MBS Backed By Old Alt A Loans

June 18, 2015
Brandon Ivey
The FOMC said it will increase rates when it sees further improvement in the labor market and inflation looks to be under control.
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Discover Home Loans to Close, Citing Profitability Issues

June 17, 2015
Brandon Ivey
The lender had $1.69 billion in mortgage originations in 2014, according to estimates by Inside Mortgage Finance.
Read More
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