There are signs that residential lenders are willing to accept slightly more credit risk, said one mortgage vendor.

Five Oaks Investment, a publicly traded REIT, plans to acquire mortgages from jumbo lenders on a flow and bulk basis.

Two Harbors revealed that it sold several billions of dollars’ worth of agency MBS in the third quarter as the assets became less attractive with rising rates. The proceeds will be used to buy MSRs.

Not only is Stonegate Mortgage going public, but it plans to issue jumbo MBS as well.

With the deal, $5.3 billion in mortgage servicer advance ABS will have been issued this year, according to the rating service.

If the agencies stick with their current plan to extend QRM status to any home loan that meets the “qualified mortgage” safe harbor, regardless of downpayment amount, private MIs would have to sell their product based on its economic value.

Look for an update late Thursday on the sale of Cole Taylor Mortgage. Meanwhile, does anyone care that credit unions are holding 30-year jumbo mortgages in portfolio?

Purchase mortgages accounted for 39 percent of the loans included in the new Credit Suisse jumbo MBS deal. The weighted-average combined LTV was 71 percent.

The the most powerful consumer regulator in the nation raised concerns about aligning the definitions of 'qualified residential mortgage' and 'qualified mortgage.'

Commercial banks are earning a ton of dough on residential servicing fees, but nonbanks are seeing an erosion in profits.