Mixed Trends in Securitization Rate for Residential Mortgages October 2, 2025 Brandon Ivey Some lenders are consistently avoiding delivering certain GSE-eligible mortgages to Fannie Mae or Freddie Mac.Read More
FHA, GSEs Stress Options for Furloughed Borrowers October 2, 2025 Brandon Ivey FHA and the GSEs stressed lending and servicing options for individuals facing an employment furlough.Read More
Supreme Court Allows Cook to Remain at Fed Pending Arguments October 2, 2025 Brandon Ivey The Supreme Court’s brief order stated that it plans oral arguments on the matter in January.Read More
Annaly Buying MSRs From Pennymac With Subservicing Agreement October 2, 2025 Brandon Ivey Pennymac will subservice the MSRs for Annaly.Read More
Short Takes: FICO Offers Bypass of Credit Bureaus / Corporate Rating Upgrade for CrossCountry / Bank Rebrands With CMG / CMBA Leader to Retire October 2, 2025 Brandon Ivey FICO said its new credit score acquisition option could save lenders up to 50% on certain costs for credit scores.Read More
Home Equity Lending Rising, Emphasis on HELOCs October 2, 2025 Brandon Ivey Originations of home equity loans in 2025 are on track to top HEL production in 2022, which was the post-2008 peak. The HELOC share of home equity lending is down somewhat from 2022 but still dominates. (Includes three data tables.)Read More
Congress to Work on Housing Legislation This Month October 2, 2025 Brandon Ivey Housing legislation with strong bipartisan support could move forward in the Senate as soon as this month.Read More
Consolidation in Originations Continues in First Half of 2025 October 2, 2025 Brandon Ivey The largest lenders gained a little more market share during the first half of the year. (Includes two data tables.)Read More
FHFA to Propose Reducing Certain GSE Housing Goals October 1, 2025 Brandon Ivey Goals for acquisitions of purchase mortgages for low-income borrowers would be reduced under the proposal.Read More
Redwood Boosting Issuance of Jumbo MBS October 1, 2025 Brandon Ivey Redwood is marketing a $684.6 million jumbo mortgage-backed security.Read More