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Home » Authors » Brandon Ivey

Articles by Brandon Ivey

Fed’s Rate Cut Not Expected to Help Mortgages Much

December 11, 2025
Brandon Ivey
Interest rates on mortgages are expected to remain in a narrow band in the next few years.
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GSEs Update Guidelines Tied to Fraud

December 11, 2025
Brandon Ivey
Fannie and Freddie issued separate updates aimed at identifying and preventing fraud in mortgage transactions.
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SG Capital Partners Returns as Expanded-Credit MBS Issuer

December 11, 2025
Brandon Ivey
The issuance looks to have been prompted by a joint venture SG Capital formed earlier this year known as Hillgrowth Acquisition.
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Short Takes: CFPB Offers HMDA Reporting Extension / Home Sales Slow in Mid-Atlantic / Few Homebuyers Shop for Lenders

December 11, 2025
Brandon Ivey
Filing deadline for third-quarter HMDA data has been extended to Dec. 12.
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Locks for Refis Trail Off in November

December 10, 2025
Brandon Ivey
Locks for rate/term refis were down 34.3% on a monthly basis.
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Citi Broadens Prime Non-Agency MBS Issuance With Higher LTV Ratios

December 10, 2025
Brandon Ivey
The average combined LTV ratio for loans in the pending $365.0 million MBS from Citi is 82.8%.
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Short Takes: Foreclosures Slow in November / Equifax Offering Income, Employment Verification Earlier / Democrats in Congress Want to Hear From Vought / Another Bite at the Apple for HECM Comments

December 10, 2025
Brandon Ivey
Foreclosure filings declined by 3% on a monthly basis in November.
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Short Takes: Housing Trust Fund Allocation Later This Year / Milliman Acquires MorVest Capital / Monthly Mortgage Payments Rise / Chase Preps Jumbo MBS

December 9, 2025
Brandon Ivey and James Dohnert
Housing Trust Fund allocations for 2026 were just announced, months behind the usual timeline.
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Housing Legislation in Congress Will Wait Until 2026

December 8, 2025
Brandon Ivey
Republicans in the House balked at including the ROAD to Housing Act in a defense spending bill.
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Credit Bureaus Have Big Expectations for VantageScore

December 5, 2025
Brandon Ivey
Leaders at the three major credit bureaus, which own VantageScore, expect to see strong revenues and profits as the GSEs allow VantageScore to compete with FICO.
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