The account fabrication scandal had nothing to do with mortgages, a market that Wells Fargo dominates both as a lender and servicer.

The deal was six-times oversubscribed, a positive for this young market...

The real story is whether more modest alternative measures will be forthcoming.

The fear is that if the GSE patch were to expire mortgage lending in the industry might be constrained.

A few years ago, ComplianceEase was chosen to provide the technology platform that enables regulators and licensees to cooperate and share the electronic files necessary to facilitate e-exams.

Among the “deliverables” the industry is waiting for: the reporting portal, the geocoding tool, data validation and other edits…

The GSE patch expires either in January 2021, seven years after the effective date of the ATR rule, or when the GSEs are taken out of conservatorship, whichever comes first…

Perhaps, parts of the CHOICE Act might be siphoned off and made more politically palatable, such as regulatory relief for small community financial institutions.

To assess the effectiveness of the rule in meeting the agency’s goals, the CFPB will examine the impact of major provisions of the measure on a set of consumer outcomes, including mortgage costs…

One constitutional issue that garnered some attention: whether a multi-member commission is more legitimate than a single director…