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Home » Authors » Emmeline Willey

Articles by Emmeline Willey

Ginnie Mae Issuance Rebounds in January; USDA Loans Spike

February 13, 2026
Emmeline Willey
Issuance of Ginnie Mae mortgage-backed securities increased modestly during January. Issuance backed by USDA recovered to recent highs after a partial shutdown halted endorsements late last year. (Includes two data tables.)
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Late FHA Loans Linger in New Loss-Mit Waterfall

February 13, 2026
Emmeline Willey
Delinquent FHA loans stay that way for longer under the loss-mitigation updates FHA rolled out at the start of the fourth quarter.
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House Bill Would Raise Fees on VA IRRRLs

February 13, 2026
Emmeline Willey
The House Committee on Veterans’ Affairs advanced a bill that would raise fees on the Department of Veterans Affairs’ streamlined interest rate reduction refinance loans.
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HUD Funded Through FY2026, Bump for FHA

February 13, 2026
Emmeline Willey
The Department of Housing and Urban Development has been funded through the 2026 fiscal year by the consolidated appropriations package signed into law last week.
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FHA Loan Sample Sizes Decline Sharply in 2025

February 13, 2026
Emmeline Willey
The number of loans that FHA sampled for defects appeared to decline last year as the share of defective loans rose.
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Ginnie Mae to Improve Nonbank Controls

February 13, 2026
Emmeline Willey
Ginnie Mae said it was working to implement changes to its monitoring frameworks recommended by the Government Accountability Office to curb the risk from the agency’s exposure to nonbanks.
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AARP Sues Celink and HECM Servicers

February 13, 2026
Emmeline Willey
AARP filed a class-action lawsuit against Celink and large home equity conversion mortgage servicers, claiming the parties violated state and federal laws.
Read More

Around the Industry

February 13, 2026
Emmeline Willey
HUD seeks energy rule rescission; USDA eyes ADU inclusion; FHA applications rise.
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Class Action Filed Against UWM Over Robocalls

February 6, 2026
Emmeline Willey
The suit alleges that United Wholesale Mortgage continued to call individuals who were on the federal Do Not Call registry or who had requested UWM stop communications.
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Short Takes: ICE Reports 4Q Earnings / MBA Urges House to Pass 21st Century Act / 4Q Competition Puts Margins in Spotlight / Harvard Research Shows Unaffordability Rose in 2024

February 6, 2026
Emmeline Willey
Intercontinental Exchange projects that the mortgage technology market  will see low- to mid-single digit growth in 2026.
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