Mortgage lenders can expect to see credit score decreases, higher debt-to-income ratios and potentially fewer loan applications due to the resumption of student loan collections.

Several factors are affecting whether homeowner’s insurance may become more affordable in the future.

Property tax and insurance costs now account for more than 20% of a mortgage payment.

The Consumer Financial Protection Bureau has already followed through with the directive.

Two operators of peer-to-peer lending platforms, Block and Early Warning Services, saw an unusual surge in consumer complaints filed with the CFPB during the first quarter. (Includes two data tables.)

The bureau intends to focus on “actual fraud,” where there are identifiable victims with measurable damages as opposed to matters based on the bureau’s perception that consumers made “wrong” choices.

Despite court orders halting some of the Trump administration’s changes to the CFPB, vast changes are in the works.

The Trump administration’s planned reduction-in-force would terminate more than 1,400 employees at the bureau, reducing the agency’s workforce to around 200 employees.

The executive order aligns with the bureau’s 2025 supervision and enforcement priorities.

The bureau is entangled in a lawsuit that alleges the agency authorized DOGE employees to access computer systems containing sensitive information.