Work may have ceased temporarily at the CFPB while the regulator undergoes leadership changes, but lenders are advised that Home Mortgage Disclosure Act reporting requirements remain in effect.

The CFPB won't look the same, but also won't be eliminated, according to the DOJ.

Oversight standards are moving forward, despite the deregulatory bent of the Trump administration.

Fees will increase for both state licensure and federal registration beginning March 1.

2025 may be the year that home equity investment products rapidly expand into the securitization market, according to HEI provider Hometap.

Multiple states are drafting exam procedures that align with the prudential standards established by the CSBS.

CSBS is interested in advocating for broader reforms in the mortgage industry beyond its central supervisory and examination focus.

By the second quarter of 2025, more than 50% of mortgages could hold interest rates higher than 4%, according to Mat Ishiba, chairman and CEO of United Wholesale Mortgage.

State and federal regulators are likely to differ when it comes to their oversight priorities over the next few years.

Fixer-uppers are selling for 7.3% less than similar remodeled homes, the largest discount in three years.