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Home » Authors » Sam Manas

Sam Manas

smanas@imfpubs.com
Articles

ARTICLES

MBA: CFPB Small Business Loan Rule Could Burden Some CRE Lenders

April 3, 2023
Sam Manas
MBA said the longer implementation timelines are welcome, but has other concerns...
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AI Tools Emerging as Usable Solutions in Mortgage Industry

March 31, 2023
Sam Manas
Firms are building artificial intelligence-based tools for application in various stages of the mortgage process. Compliance concerns abound.
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Fair Lending Director Says CFPB Undeterred by Townstone Defeat

March 30, 2023
Sam Manas
Consumer Financial Protection Bureau Fair Lending Director Patrice Ficklin said the bureau would continue enforcing the Regulation B protections for prospective applicants.
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Short Takes: More from CFPB on LEP / Garris Horn Adds Attorneys / MISMO Tech for Servicing Transfers

March 30, 2023
Sam Manas and Brandon Ivey

CFPB Asking Questions About ‘Capital Liquidity Resilience’ of Servicers

March 29, 2023
Sam Manas
The CFPB is working with the FHFA and state regulators to make sure nonbank servicers are resilient...
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Hybrid Work Straining Refis for Office Loans in CMBS

March 23, 2023
Sam Manas
A more permanent shift to hybrid work models will lower loans’ cash flows and make lenders less interested in refinancing office loans, according to Moody’s.
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New Disparate-Impact Rule May Revive Lawsuit

March 23, 2023
Sam Manas
HUD’s decision to reinstate its 2013 “discriminatory effects standard” could revive an old lawsuit brought against the agency by two trade groups.
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An Increasing Problem: ‘Junk’ Fees Levied by Mortgage Servicers

March 21, 2023
Sam Manas
The bureau said home loan servicers are repeatedly charging borrowers for property inspection visits to known bad addresses.
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House Bill Would Put CFPB Funding in Congress’ Hands

March 20, 2023
Sam Manas
A majority of the witnesses testifying at a recent House subcommittee hearing voiced support for the Taking Account of Bureaucrats’ Spending Act, which would separate the CFPB from the Federal Reserve System and subject it to the regular appropriations process.
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CFPB Uncovers New ‘Junk Fee’ Charges by Mortgage Servicers

March 20, 2023
Sam Manas
In a special edition supervisory highlights report, the CFPB revealed old and new ways in which mortgage servicers are attempting to collect unlawful fees from borrowers.
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View All Articles by Sam Manas

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