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Home » Authors » Sam Manas

Articles by Sam Manas

HMDA RFI Prompts Strong Opinions on Data Collection

February 14, 2022
Sam Manas
Trade associations said HMDA disclosure requirements impose a substantial financial burden on their members, while advocates pressed for more data to be collected and published.
Read More

Ruling in CFPB’s Favor Raises Concerns for ABS

February 14, 2022
Sam Manas
A ruling that securitization issuers can face enforcement for the actions of their servicers has prompted concerns among industry participants.
Read More

Proposed Appraisal Practices Fail to Address Discrimination

February 14, 2022
Sam Manas
Senior staff from across federal agencies, including the CFPB, have criticized the Appraisal Foundation's proposed changes to professional appraisal practices for not adequately addressing discrimination in the appraisal process.
Read More

Depository Lenders Lead in Publishing DEI Information

February 14, 2022
Sam Manas
Of the 104 mortgage companies included in the study, only six provided “high information” on their diversity and inclusion efforts.
Read More

FDIC Details Priorities Under Acting Chair Gruenberg

February 14, 2022
Sam Manas
The list includes updating the Community Reinvestment Act, reviewing bank merger rules, implementing Basel III standards and expanding engagement on crypto- and climate-related risks.
Read More

Criminal Justice System Needlessly Adds to Financial Burden

February 14, 2022
Sam Manas
In a new report, the CFPB describes how private companies undermine the ability for individuals to successfully transition from incarceration.
Read More

Analysts Debate Usefulness of Payday Loan Regulation

February 14, 2022
Sam Manas
According to one study, payday loans respond to supply and demand and don’t generally march upward to state maximums. However, Georgetown law professor Adam Levitin said the study coded state loan maximums incorrectly, invalidating the findings.
Read More

Other News in Brief

February 14, 2022
Sam Manas
Bank overdraft and NSF fee practices in easy-to-read, comparative table; Fourth Circuit overturns ruling on convenience fees; CFPB publishes HMDA data entry helper; five federal agencies launch campaign to tackle dating scams.
Read More

Shared-Equity Homeownership Models Build Wealth, Study Finds

February 11, 2022
Sam Manas
At minimum, low- and moderate-income homebuyers can benefit from shared-equity homeownership instead of renting.
Read More

Ruling in Student Loan ABS Case Has Broad Legal Implications

February 10, 2022
Sam Manas
The decision, in a case pitting the CFPB against a student loan securitization trust, opens up the defendants to enforcement actions brought under federal law.
Read More
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