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Home » Authors » Sam Manas

Articles by Sam Manas

CFPB Pushes Credit Card Companies to Furnish Payment Info

June 6, 2022
Sam Manas
The bureau wants to know why several major credit card issuers aren’t furnishing actual payment information to credit reporting agencies. The request for input is voluntary.
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CFPB Launches Office of Competition and Innovation

June 6, 2022
Sam Manas
The new office, which replaces the Office of Innovation, will broaden its focus to include research and policy oriented at identifying and addressing obstacles to competition.
Read More

Other News in Brief

June 6, 2022
Sam Manas
SEC administrative adjudications found unconstitutional; NCRC settles with Movement Mortgage; CFPB and New York attorney general settle case against debt collectors.
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Home Lenders Banking on Purchase Loans Face Supply Issues

June 3, 2022
Sam Manas
The problem: Housing inventories have crumbled compared to years past...
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Delinquencies, Prepayments Up on Student Loan ABS

June 2, 2022
Sam Manas
Both delinquencies on securitized student loans and prepayment rates on student loan ABS are up and could increase further due to the Biden administration’s efforts to help distressed borrowers.
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Lenders Banking on Purchase Loans Face Supply Issues

June 2, 2022
Sam Manas
Data from multiple listing services show that the housing inventory shortage is acute, with closed and pending home sales outpacing new listings.
Read More

CMBS Servicers Face Hurdles in Foreclosing

May 26, 2022
Sam Manas
A recent district court decision illustrates the importance of the powers ascribed to trustees in governing pooling and servicing agreements when initiating a foreclosure action.
Read More

CFPB Encourages State Enforcement Through Interpretive Rule

May 26, 2022
Sam Manas
Last week the Consumer Financial Protection Bureau issued an interpretive rule affirming states' ability to enforce the Consumer Financial Protection Act and several other federal consumer protection laws.
Read More

MBA Seeks Principles-Based Approach on AVM Oversight

May 26, 2022
Sam Manas
The trade group said allowing companies using AVMs to adopt and maintain their own policies and practices would better recognize differing business models and levels of AVM usage.
Read More

CFPB Outlines Fair Lending Priorities

May 25, 2022
Sam Manas
In its annual report, the bureau highlights recent enforcement actions.
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