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Home » Authors » Sam Manas

Articles by Sam Manas

State Examiners Concerned About MLO Behavior

September 18, 2023
Sam Manas
Attorneys recently highlighted non-compliant behavior among mortgage loan originators, including their usage of social media.
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Planned Data Rights Rule Could Cover Mobile Payment

September 18, 2023
Sam Manas
Restrictive tap-to-pay practices at Big Tech companies could limit consumer choice and reduce market innovations, the bureau warned in a new report.
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CFPB Brings Attention to RESPA-Related Guidance

September 18, 2023
Sam Manas
The CFPB has clarified that it applies all documents it assumed authority over from other agencies in 2011 unless they were superseded by law.
Read More

Court Sides With Borrower Over Discharged Debt Collections

September 18, 2023
Sam Manas
A panel of judges in the Fourth Circuit Court of Appeals has held that the federal Bankruptcy Code doesn’t preempt state law claims arising from alleged improper collection attempts of a discharged debt.
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State Regulators Tightening Cybersecurity Requirements

September 18, 2023
Sam Manas
Regulators in New York and California are stepping up their notice requirements for security incidents. California is also in the process of enhancing consumer data rights.
Read More

Sign of the Times? From Non-QM CEO to Loan Broker

September 18, 2023
Sam Manas
So far this year, Strauss has brokered more than 20 mortgages...
Read More

Climate Risk Stressing Insurers, Servicers

September 15, 2023
Sam Manas
As severe weather events batter major housing markets, borrowers are finding it difficult and expensive to obtain homeowners insurance, according to panelists at a Mortgage Bankers Association conference.
Read More

Mortgage Industry Comes with Unique Cyber Risks

September 15, 2023
Sam Manas
Michael Nouguier, chief information security officer at Richey May, said the public-facing nature of loan officers’ work can expose them to targeted attacks.
Read More

CFPB Working Toward Loss-Mitigation Rule

September 14, 2023
Sam Manas
The CFPB’s top mortgage priority is to finalize a rule setting new standards for loss mitigation, according to an agency official.
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Former Sprout Leader Brokering Mortgages

September 14, 2023
Sam Manas
The founder of the shuttered non-QM lender Sprout Mortgage has shifted to personally brokering loans. Also, a class-action lawsuit against Sprout was complicated by a bankruptcy filing.
Read More
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