Industry watchers expect the fiscal year 2025 budget appropriation bill to get kicked further down the road through another continuing resolution.

FHA Commissioner Julia Gordon suggested any cut in the mortgage insurance premium would likely wait for the next administration.

The CHLA once again is calling on FHA to eliminate its life-of-loan premium requirements.

During the first Trump administration, there was no confirmed Ginnie Mae president.

The mortgage finance and housing communities are hopeful of strong housing affordability policies from a second Trump term, but expect the approach to differ from efforts under the Biden administration.

During Trump’s entire first term, Ginnie didn’t have a permanent president.

Ginnie could face a leadership gap if Acting President Sam Valverde is asked to leave before a permanent president is in place. The agency is currently without a chief operating officer as well.

Brian Montgomery and Bill Pulte are among the names floating to lead the Department of Housing and Urban Development.

Some $15.44 billion of refis were pooled into Ginnie MBS in October, a 25.7% jump from the previous month.

None of the state or local downpayment assistance programs have enough scale or funding to make a meaningful impact in addressing the challenge of accumulating a 3.5% downpayment on FHA loans, according to analysts at the Urban Institute’s Housing Finance Policy Center.