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Home » Authors » Monica Hogan

Articles by Monica Hogan

Ginnie Seeks Comments on HECM Repooling Proposal

July 5, 2024
Monica Hogan
Ginnie Mae last week proposed a new pool type to allow repooling of home equity conversion mortgages that have reached their buyout limit. Comments on the HMBS 2.0 term sheet are due July 31.
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House Subcommittee Moves FY25 HUD Funding Forward

July 5, 2024
Monica Hogan
The allotment for Ginnie Mae falls short of both the Biden administration’s requests and input from the mortgage industry.
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Local Market Factors Impact FHA Loan Performance

July 5, 2024
Monica Hogan
Borrowers’ perceptions of their home valuations are influenced by localized stressors, according to economists in HUD’s Office of Policy Development and Research.
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Mobility Hampers Active-Duty Homeownership

July 5, 2024
Monica Hogan
Age and mobility account for 73% of the homeownership gap between active-duty servicemembers and the nonmilitary population, according to a recent report from the Urban Institute’s Housing Finance Policy Center.
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Around the Industry

July 5, 2024
Monica Hogan
FHA to host stakeholder meeting on new reconsideration of value requirements; former Ginnie Mae executive joins the Housing Policy Center; and more news in brief.
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Short Takes: More Action in the Non-QM Market / Eye on the 10-Year / FHA and Appraisals / The Fair Lending Exam Count / A New Hire for Waterstone

July 3, 2024
Monica Hogan, Shannon Clark, and Paul Muolo
Gain-on-sale margins are getting tight once again...
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Ginnie Proposes New Pool Type to Help HECM Lenders

June 28, 2024
Monica Hogan
The proposal aims to address issues similar to those that led to the failure of Reverse Mortgage Funding.
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Democratic Sweep Could Be Positive for Mortgage Market

June 28, 2024
Monica Hogan
Moody’s Analytics Chief Economist Mark Zandi said movement in interest rates will be tied to how well deficit reduction is addressed by the next administration.
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Bank Competition Influences Adaptation to Climate Risk

June 28, 2024
Monica Hogan
Regulatory policy around climate change should consider the broader market and not merely the safety and soundness of individual banks, according to a new paper from the Office of Financial Research.
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Trade Groups Call for Full Funding of Ginnie

June 27, 2024
Monica Hogan
A coalition of mortgage industry trade groups called on Congress to fully fund Ginnie Mae for fiscal year 2025.
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