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Home » Authors » Monica Hogan

Articles by Monica Hogan

Around the Industry

December 17, 2021
Monica Hogan
Vacant loan sale held by HUD; FHA extends comment deadline on servicing defect taxonomy; VA policy agenda includes plans to finalize a rule for cash-out refis; VA informs on certain appraisal policies; Ginnie Mae reminds issuers to complete renewals or certifications for master agreements; Ginnie revises definition of high-balance loan limits.
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Lenders Should Monitor Rising Insurance Costs, Says SitusAMC

December 10, 2021
Monica Hogan
Mortgage originators in disaster-prone areas should monitor the trends that could lead to a sustained rise in property insurance premiums, according to advisory firm SitusAMC.
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MBS Prepayment Speeds Decline in November

December 9, 2021
Monica Hogan
Analysts at Keefe, Bruyette & Woods expect prepayment rates on agency MBS to decline further in 2022 as fewer borrowers have incentives to refi.
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Short Takes: And Now for Some Positive News About Better.com / Believing in the Mission / Coming Soon: AI Laws / Velocity’s MBS / Zillow’s Progress Report

December 9, 2021
Paul Muolo, Brandon Ivey, and Monica Hogan
Another said he believed in Better.com’s mission of trying to make the mortgage origination process simpler for consumers...
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Congress Reauthorizes NFIP Through Feb. 18

December 9, 2021
Monica Hogan
The National Flood Insurance Program was scheduled to expire on Dec. 3 You might say disaster was avoided, for now.
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Servicers Urge Ginnie to Lift RPL Pooling Restrictions

December 8, 2021
Monica Hogan
In a letter to Ginnie leadership, the groups said the substantial re-delivery restrictions have negatively impacted market liquidity for these loans...
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Short Takes: Ally and Better / An Early Investor in the Fintech / Amerant Expands Wholesale Unit in One Fell Swoop / Needed: A New OCC Nominee

December 8, 2021
Paul Muolo and Monica Hogan
The man charged with Better growing its private-label operation is President Jerry Selitto, a former top executive at PHH...
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Short Takes: Crystal Ball Time / Bullish on Title / The Same? / Bad Optics / LIBOR and FHA Loans

December 7, 2021
Paul Muolo and Monica Hogan
The Mortgage Bankers Association weighs in on LIBOR...
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FHA, Ginnie Mae Still Waiting for Senate-Confirmed Leadership

December 6, 2021
Monica Hogan
Montgomery waited almost seven months for a vote to become FHA commissioner in the Trump administration, even though he had held the job previously...
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FHA Catalyst Default Monitoring System Delayed

December 6, 2021
Monica Hogan
The FHA wants Catalyst to serve as a single platform for lenders to interact with the administration in an effort to lower costs and reduce risk and fraud.
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