One industry analyst sounded a note of caution. Jaret Seiberg of Cowen believes the CFPB will investigate whether minority borrowers have been offered forbearance at the same rate as white consumers.

Roughly 150 new cases have been filed under the FDCPA since a three-judge panel of the 11th Circuit Court of Appeals found that debt collectors’ use of letter vendors violates the law.

HMDA data indicates that the debt-to-income ratio was the top denial reason for both purchase loans and refis last year. (Includes two data charts.)

The bureau has filed an amicus brief in support of a HELOC borrower’s claim that the Truth in Lending Act’s arbitration restriction applies not only to the mortgage documents but related agreements as well.

Fannie Mae and Freddie Mac made it clear they will only purchase mortgages with application dates of July 1 and beyond that meet the CFPB’s new standards for qualified mortgages.

The CSBS is looking to create national licensing requirements for money service businesses.

The company and its CEO agreed to refund about $1 million in deposits to harmed consumers and pay $100,000 in civil penalties.

Some 42% of MH-purchase loans represent “chattel” financing, where the loan is secured by the structure, not the underlying land.

The bureau to lose two of its top executives; new FAQs on escrow accounts; Texas amends provisions for wrap mortgages; Washington amends Foreclosure Fairness Act; New York extends emergency moratorium on evictions and foreclosures.

The drawbacks for issuers: liability and reputational risk from overstating the environmental impact of the activities financed by green bonds.