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Home » Authors » John Bancroft

Articles by John Bancroft

MSR Market Roars Back to Life in 3Q21 on Bulk Sales

October 18, 2021
John Bancroft
Most of the major bulk buyers recorded big gains during the third quarter. Ocwen Financial closed some $57.22 billion of bulk purchases...
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Freddie Draws Nearer to Equal Share of GSE Market

October 15, 2021
John Bancroft
Freddie captured a larger share of GSE sales from a number of top sellers in the third quarter, nearly matching Fannie in single-family MBS issuance. Fannie lost ground in the purchase-loan sector.
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MSR Market Roars Back to Life in 3Q21 on Bulk Sales

October 15, 2021
John Bancroft
Rocket Mortgage sold over $40 billion of agency MSRs during the third quarter in one of the busiest servicing-transfer markets ever. Ocwen Financial, Freedom Mortgage and a trio of banks were among the buyers.
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Rocket Takes Another Trip to the MSR Selling Well

October 15, 2021
Paul Muolo and John Bancroft
Rocket sold $40.85 billion of agency MSRs during the third quarter after sitting out the prior period...
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New Production in Third Quarter Fuels Gain in Non-Agency Residential MBS

October 15, 2021
John Bancroft
Prime non-agency MBS issuance jumped 51.9% from the second quarter to $26.58 billion in the third. Some $14.91 billion came from deals backed by traditional jumbo loans that exceed agency loan limits...
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New Production Fuels Gain in 3Q21 Non-Agency Residential MBS

October 14, 2021
John Bancroft
Total non-agency MBS issuance was up only 3.6% from the second to the third quarter, and securitization of RPL and NPL deals fell sharply. But prime RMBS production surged dramatically.
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Ginnie MBS Loan Removals Gliding Toward Normalcy

October 14, 2021
John Bancroft
A slowdown in primary market originations and new Ginnie MBS issuance is reflected in lower loan liquidation as borrower payoff remains the largest reason for removal.
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Primary MI Covers Higher Share of 3Q21 Agency Loans

October 14, 2021
John Bancroft
The shift from refinance to purchase-mortgage lending helped boost the share of new agency business with primary mortgage insurance during the third quarter.
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Primary MI Covers Higher Share of 3Q21 Agency Loans

October 14, 2021
John Bancroft
Fannie, Freddie and Ginnie securitized $345.72 billion of loans with some form of primary MI during the third quarter, an 8.3% drop from the previous period.
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FHA Claws Past VA in 3Q21 Ginnie Single-Family MBS Issuance

October 12, 2021
John Bancroft
Mods accounted for 16.2% of FHA loans in 3Q21 Ginnie MBS...
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