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Home » Authors » John Bancroft

Articles by John Bancroft

Agency MBS Nears Pandemic Low in November

December 2, 2021
John Bancroft
All three agencies saw new MBS issuance slow in November, though Ginnie held up slightly better. Both purchase-mortgage and refinance activity were down. (Includes two data charts.)
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First-Timers Hold Their Own as House Prices Climb

December 2, 2021
John Bancroft
Most top lenders reported rising purchase-mortgage business and declining refinance activity in the third quarter. Private MIs lost a little ground in the first-time buyer market. (Includes five data charts.)
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Banks Report Strong Gain in ABS Holdings During 3Q21

December 1, 2021
John Bancroft
The biggest move in auto ABS was made by KeyBank, which added $2.82 billion of these assets to its investment portfolio...
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Banks Grow Portfolios of Loans Serviced for Others

November 29, 2021
John Bancroft
Truist Bank boosted its SFO accounts by $20.12 billion during the third quarter...
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Banks Grow Portfolios of Loans Serviced for Others

November 24, 2021
John Bancroft
The banking industry grew its servicing-for-others accounts in the third quarter of 2021. Chase, Truist and Fifth Third accounted for a significant share of the industry's gain.
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Banks' Mortgage Banking Income Rebounds in 3Q21

November 24, 2021
John Bancroft
Mortgage banking income appeared to benefit from both rising gains on sale and stronger net servicing income. The top three banks reported lower earnings from mortgage banking.
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Banks Report Strong Gain in ABS Holdings During 3Q21

November 24, 2021
John Bancroft
Bank investment in auto ABS surged 19% during the third quarter, including big gains at TD Bank and KeyBank. Fifth Third and Commerce Bank also reported strong growth in total ABS. (Includes two data charts.)
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TPO Lending Gains Ground as Market Leans to Purchase

November 24, 2021
John Bancroft
Wholesale-broker production was up in the third quarter largely because the biggest lender in the channel increased its funding volume. The retail channel saw a 5% drop. (Includes six data charts.)
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Retail Takes a Hit in 3Q21, Wholesale Lending Up Slightly

November 24, 2021
John Bancroft
Wholesale-broker platforms posted the biggest increase, with volume up 1.6% to an estimated $186 billion...
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FHA/VA Market Tilts Back to Mostly Purchase Lending

November 22, 2021
John Bancroft
It was the first time that purchase-mortgage business represented the biggest source of new FHA/VA lending since the third quarter of 2019...
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