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Home » Authors » Namrata Bhatia

Articles by Namrata Bhatia

JPM to Issue First Non-Prime MBS Backed by DSCR Loans

November 23, 2022
Namrata Bhatia
JPMorgan Chase is rolling out its first non-prime mortgage-backed security stocked solely with investment-property loans underwritten using debt service coverage ratios. Chase so far has focused on prime borrowers.
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A&D Mortgage Readies Its 7th Non-QM Deal of the Year

November 23, 2022
Namrata Bhatia
The latest expanded-credit MBS from the Hollywood, FL-based lender is smaller than previous transactions from the firm.
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More Non-Agency Mortgage Originators Report 3Q Loss

November 23, 2022
Namrata Bhatia
Facing continuous losses, Altisource Asset Management has tightened its underwriting standards. Meanwhile, management at AG Mortgage Investment Trust believes there will be opportunities at both the origination and aggregation level in the non-agency market.
Read More

News Briefs

November 23, 2022
Namrata Bhatia
JMP Securities initiates coverage of fix-and-flip lender Sachem Capital; S&P Global Ratings agrees to pay a $2.5 million penalty to the SEC; NYSE approves Impac’s compliance plan.
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Two Single-Family Rental Securitizations in the Offing

November 23, 2022
Namrata Bhatia
FirstKey Homes is set to issue an $871.6 million deal backed by loans on 1,827 income-producing properties, while Bridge Single-Family Rental Fund IV Aggregator is prepping its first SRF securitization. 
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A Stunning MSR Asset Gain of 46% for Depositories

November 21, 2022
Namrata Bhatia
Only two of the top 10 banks reduced their MSR values in 3Q22: Wells Fargo and BofA...
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Bank and Thrift Servicing Values Continue to Rise in 3Q

November 18, 2022
Namrata Bhatia
Banks and thrifts continued to see more value in their mortgage servicing rights in the third quarter, while their portfolios increased only slightly. (Includes data chart.)
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Third Layoff Round Strikes Blend Amid Nonstop Losses

November 18, 2022
Namrata Bhatia
The fintech expects cost savings tied to the workforce reductions to materialize starting in the first quarter of 2023. Meanwhile, KBW upgraded the company’s stock to market perform.
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SoFi Preps $440M Consumer ABS, Its First of the Year

November 17, 2022
Namrata Bhatia
Analysts expect SoFi’s first consumer loan securitization of 2022 to perform “very well” from a credit quality perspective. The ABS is stocked with collateral seasoned for a longer than usual period.
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Grapevine: 100% HELOC MBS; S&P Settles With SEC; Angel Oak Launches ETF

November 17, 2022
Namrata Bhatia
An MBS stocked solely with home-equity lines of credit; KBRA assigns rating to an $808.2 million CMBS conduit transaction; S&P settles with SEC; a new ETF focused on mortgage assets.
Read More
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