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Home » Authors » Dennis Hollier

Articles by Dennis Hollier

Freddie Extends Popular Home Possible Offering

February 6, 2026
Dennis Hollier
Very-low-income homebuyers have another year to take advantage of the $2,500 credit available through the Home Possible mortgage program.
Read More

GSE Roundup

February 6, 2026
Dennis Hollier
CSS takes over MBS disclosures; Calabria joins PCAOB; Treasury/Fannie veteran joins HPC.
Read More

Trump Admin's Housing Market Contradictions

February 6, 2026
Dennis Hollier
President Trump's recent statements express support for pushing home prices higher but the administration is also touting that it has driven prices lower.
Read More

Bank Mergers and the Availability of Mortgage Credit

February 6, 2026
Dennis Hollier
Researchers at the FRB of Richmond demonstrate how banks that gain local market share by acquiring an existing bank are likely to decrease FHA lending even while increasing conventional lending.
Read More

CFO Use Grows With Surge in Private Capital

February 5, 2026
Dennis Hollier
In collateralized fund obligations, general partners typically purchase the fund assets of limited partners, allowing the GPs to add leverage and the LPs to diversify their holdings and gain liquidity.
Read More

VantageScore 4.0 Was Not Approved by GSEs

February 5, 2026
Dennis Hollier
Documents released under a FOIA request indicated that the GSEs’ assessment of the new credit score requirements found that a single-bureau credit pull significantly underperformed both the tri-merge and bi-merge.
Read More

Trump’s Housing Affordability Conundrum

February 5, 2026
Dennis Hollier
The president wants to address housing affordability but also wants home prices to remain high because it has made a lot of people wealthy.
Read More

GSEs Did Not Recommend Approval of VantageScore 4.0

February 3, 2026
Dennis Hollier
The GSEs' business assessments indicated that a single file report was measurably less able to predict borrower performance.
Read More

FHFA Adjusts Cap on GSEs’ Investment Portfolios

January 30, 2026
Dennis Hollier
Even prior to the policy change, the GSEs’ individual holdings on MBS were above the $40 billion cap.
Read More

FHFA Rejiggers Cap on GSE Acquisitions of Agency MBS

January 29, 2026
Dennis Hollier
FHFA quietly increased the cap on the GSEs’ holdings of agency MBS from $40 billion apiece to $225 billion. That’s the same as the cap on their entire retained mortgage portfolios.
Read More
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