Fed researchers say most mortgages will remain out of the money for the foreseeable future, which means redemptions of MBS in the Fed’s portfolio may remain below the cap of $35 billion per month.

Insurance companies were some of the largest originators of mortgages when the FHLBanks were created, but that’s no longer the case.

FHFA will hold FHLBank boards and senior management accountable for planning for and adapting to the shifting risks posed by the increasing frequency and intensity of climate-related natural disasters.

Federal Housing Finance Agency researchers recently updated the number of home sales lost to the “lock-in” effect to 1.7 million units.

With Diana Reid taking charge as CEO of Freddie Mac, women now run four of the most important agencies in housing finance.

Although a Republican victory in November might revive efforts to release the GSEs from conservatorship, this would likely be a multi-year effort, according to the former FHFA director.

A new FHFA dashboard shows the correlation between GSE acquisitions and geography-focused risks associated with natural disasters.

In an election year, some politicians might offer the impossible — like GSE reform. Trump appears to be there. But Harris?

Regulators will propose that large banks be required to hold capital against the unrealized gains and losses on MBS.

Federal Reserve Vice Chair Michael Barr plans to recommend retaining capital requirements for unrealized losses on MBS held in bank portfolios. This provision was in response to the 2023 banking crisis.