The remaining items on the Biden administration’s regulatory agenda for FHFA are primarily proposals affecting the Federal Home Loan Banks.

The housing goals include several benchmarks that have been reduced to reflect challenges in the mortgage market.

MBA revisits complaints about a new regulation that requires the GSEs to certify that third-party service providers are compliant with FTC rules covering unfair or deceptive acts or practices.

Researchers estimate that extending the TCCA fee for two years and reducing the size of conforming loan limits would reduce the federal deficit by nearly $15 billion over 10 years.

Trade groups point out that it sometimes takes days for lenders to get their collateral back after paying off a Fed advance.

The revisions establish some ground rules that will apply if Fannie Mae and Freddie Mac are ever released from conservatorship.

The new bonds help the GSEs reduce the amount of capital they must set aside under the enterprise regulatory capital framework.

Rising mortgage delinquencies increase spreads on residential MBS, as expected, along with spreads on credit card, student loan and auto loan ABS.

Despite a lack of historical data on FICO 10 T, Urban Institute researchers find positive signs that the shift away from Classic FICO to VantageScore 4.0 and FICO 10 T will not dramatically impact loan performance.