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Home » Authors » Yemeng Yang

Yemeng Yang

news@imfpubs.com
Articles

ARTICLES

Short Takes: What Happened to the GSE Rally? / Time for Treasury to Hire an Advisory Firm? / Trump Serves Notice to HUD as Well, HECMs a Big Concern / Where Did All the Senators Go? / Hugh Frater’s Other Job

March 28, 2019
Paul Muolo and Yemeng Yang
President Trump is concerned about the HECM program...
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Allow the ‘GSE Patch’ to Expire, Think Tanks Recommend

March 26, 2019
Yemeng Yang
The CFPB introduced the GSE patch in 2014 as a temporary measure…
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Mortgage Grapevine: Rate Hike? Nope. Maybe a Rate Cut? FGMC Readies Second-Lien Product

March 22, 2019
Paul Muolo and Yemeng Yang
A roundup of the week's housing finance stories.
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CRA Reform Gains Traction as Top Officials Weigh In

March 22, 2019
Yemeng Yang
An overhaul of the Community Reinvestment Act is gaining traction, with two more major financial regulators outlining their views and priorities.
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HELOC Providers Need to Improve Digital Offerings

March 22, 2019
Yemeng Yang
A lack of digital offerings has become a major drag on the home-equity market as customers are more likely turning to alternative sources of funding, according to a new study by J.D. Power.
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Legal Snag for LendingClub Consumer Loan ABS

March 22, 2019
Yemeng Yang
LendingClub, which operates an online marketplace, recently issued its first consumer loan-backed ABS of the year. The loans were originated under a model that has been successfully challenged in certain courts, raising concerns from rating agencies.
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CFPB Makes Changes to Advisory Boards, Reversing Decisions Made by Mulvaney

March 22, 2019
Yemeng Yang
The bureau plans to extend the terms of half the current members in order to achieve the staggered terms and ensure continuity.
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OCC Fines Citibank $25M for Fair Lending Violations

March 20, 2019
Yemeng Yang
According to the consent order, between 2011 and 2015, Citi had certain control weaknesses related to its “relationship loan pricing” program...
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CFPB Promises to Resolve GSE ‘Patch’ Responsibly

March 15, 2019
Yemeng Yang
At a hearing on Capitol Hill Tuesday, Kathy Kraninger, director of the Consumer Financial Protection Bureau, assured lawmakers that she will not disrupt the mortgage industry by abruptly terminating the so-called GSE patch.
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Store Closures, Bankruptcies Roil Commercial MBS

March 15, 2019
Yemeng Yang
With more retailers announcing store closures and bankruptcies, commercial MBS is expected to continue experiencing turbulence this year.
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View All Articles by Yemeng Yang

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