Yemeng Yang

Democrats Urge IG to Probe CFPB’s Restitution Stand

January 21, 2020

Senate Democrats urged the inspector general to investigate standards the bureau uses to calculate consumer restitution.

Other News in Brief

January 21, 2020

Yemeng Yang

CSBS’ Fintech Initiatives to Benefit Nonbank Mortgage Lenders

January 17, 2020

Yemeng Yang

The Conference of State Bank Supervisors’ fintech initiatives, while focusing mainly on consumer lending, will ultimately benefit nonbank mortgage firms.

CMBS Mall Loans Warrant Cautious View, Rating Services Say

January 16, 2020

Yemeng Yang

The next few years might be even more challenging for mall loans backing commercial MBS, with refinancing seen as difficult and delinquencies ticking up, according to rating agencies.

Lenders Have Mixed Reactions to California Mini CFPB

January 16, 2020

Yemeng Yang

Mortgage industry stakeholders reacted differently to California Gov. Gavin Newsom’s plan to create a state-level CFPB aiming to fill the vacuum left by a rollback at the federal level.

Short Takes: Problems in Non-QM Land? / Not Really / Keeping an Eye on Velocity’s IPO / BofA Gets CFPB ‘No Action’ Letter / One is the Loneliest Number (Among the Top Ginnie Issuers)

January 13, 2020

Paul Muolo and Yemeng Yang

The IPO of nonprime lender Velocity Financial could price later this week or next…

Deregulation in California? Hardly. State Launches its Own CFPB

January 13, 2020

Yemeng Yang

The new department will be modeled after the Consumer Financial Protection Bureau to “provide consumers with more protection against unfair, deceptive, and abusive practices.”

CFPB Unveils Task Force Members, Some Not Happy with Chair Pick

January 10, 2020

Yemeng Yang

The panel will be chaired by conservative Todd Zywicki, a longtime critic of the CFPB…

Marketplace ABS Volume Seen Up Slightly in 2020

January 9, 2020

Yemeng Yang

Issuance of marketplace lending ABS is expected to increase slightly, led by optimism in the economy and improved underwriting criteria, according to rating services.

Regulators Warn Mortgage Firms Against Cyber Attacks

January 9, 2020

Yemeng Yang

Mortgage firms must remain vigilant over possible cyber attacks by Iranian hackers in retaliation for the killing of the country’s top military commander, U.S. financial regulators warn.

Yemeng Yang

ARTICLES

Democrats Urge IG to Probe CFPB’s Restitution Stand

Other News in Brief

CSBS’ Fintech Initiatives to Benefit Nonbank Mortgage Lenders

CMBS Mall Loans Warrant Cautious View, Rating Services Say

Lenders Have Mixed Reactions to California Mini CFPB

Short Takes: Problems in Non-QM Land? / Not Really / Keeping an Eye on Velocity’s IPO / BofA Gets CFPB ‘No Action’ Letter / One is the Loneliest Number (Among the Top Ginnie Issuers)

Deregulation in California? Hardly. State Launches its Own CFPB

CFPB Unveils Task Force Members, Some Not Happy with Chair Pick

Marketplace ABS Volume Seen Up Slightly in 2020

Regulators Warn Mortgage Firms Against Cyber Attacks

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Featured Data

FHA Delinquencies Rise to Pandemic Levels

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Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?