Rocket is the first nonbank to have the largest portfolio of owned servicing thanks to its acquisition of Mr. Cooper Group.

H.R. 6644, the Housing for the 21st Century Act, passed on a 390-9 vote.

The updated process requires that consumers first dispute the information directly with the credit or consumer reporting agency.

The advocates said trade groups representing mortgage companies and others should encourage their members to “liberally grant forbearances, payment deferrals and other accommodations to impacted Minnesotans.”

For part of January, the average interest rate on locks for rate-term refis was below 6.0%.

Recent mergers changed the top 10 lenders who delivered loans into Fannie Mae and Freddie Mac mortgage-backed securities, according to the latest ranking and analysis by Inside The GSEs.

A January drop in interest rates helped boost the number of in-the-money refi borrowers, according to a recent report by Intercontinental Exchange.

Some lenders are trying to acquire trigger leads ahead of the March ban.

The Cotality National Mortgage Application Fraud Risk Index was up 1.5% from the fourth quarter of 2024.

Some 94% of consumers planning to buy a home in 2026 would change their plans if rates don't drop below 6%, a new report says.