Mortgage Insurance | Inside Mortgage Finance

Primary MI Share Shifts Toward Government in 3Q

November 15, 2024

Government mortgage insurance programs captured most of the primary MI gain in the third quarter.

Big Swings Likely in Federal Housing Policy Under Trump

November 6, 2024

A business-friendly CFPB, higher insurance premiums for FHA borrowers and an exit from conservatorship for the GSEs are all possibilities.

Primary MI Volume Increases in Third Quarter

October 18, 2024

Brandon Ivey

The increase in the use of primary MI during the third quarter was sharpest in refinances.

Mortgage Activity With MI Increases in Third Quarter

October 10, 2024

Namrata Bhatia

Some $189.08 billion of loans with insurance coverage were included in agency MBS issued in the third quarter, a 13.6% increase from the prior period.

GSEs Update PMIERs, Private MIs Ready for Changes

August 22, 2024

Dennis Hollier

PMIs say the tougher available assets standards won't impact their eligibility as approved insurers.

Short Takes: New Mortgage Reinsurer / Rocket Consistent With CES Securitizations / DSCR Loans in Non-Agency MBS / Growing Through Selling Servicing

August 13, 2024

Brandon Ivey

Skyward Specialty Insurance Group launched a mortgage reinsurance business.

Private MI Companies Gain Share in Second Quarter

August 9, 2024

John Bancroft

Radian Guaranty ranked first among private MIs in new insurance written, posting a 20.5% increase to $13.89 billion in the second quarter.

FHA Share in Purchase-Mortgage Market Declines

July 31, 2024

Brandon Ivey

GSE purchase-mortgage volume — both with private mortgage insurance and without private MI — increased at a faster pace in the second quarter of 2024 than FHA purchase-mortgage business.

Primary MI Sector Loses Some Share in Second Quarter

July 18, 2024

Brandon Ivey

Some $77.98 billion of purchase mortgages without MI were included in agency MBS issued in the second quarter, a 35.1% increase compared with the first quarter.

FHA Has No Plans to Cancel Life-of-Loan Insurance Policy This Year

June 25, 2024

Monica Hogan

The FHA plans to continue to assess its life-of-loan mortgage insurance premium but will consider making changes to the policy in the future.

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Primary MI Share Shifts Toward Government in 3Q

Big Swings Likely in Federal Housing Policy Under Trump

Primary MI Volume Increases in Third Quarter

Mortgage Activity With MI Increases in Third Quarter

GSEs Update PMIERs, Private MIs Ready for Changes

Short Takes: New Mortgage Reinsurer / Rocket Consistent With CES Securitizations / DSCR Loans in Non-Agency MBS / Growing Through Selling Servicing

Private MI Companies Gain Share in Second Quarter

FHA Share in Purchase-Mortgage Market Declines

Primary MI Sector Loses Some Share in Second Quarter

FHA Has No Plans to Cancel Life-of-Loan Insurance Policy This Year

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Featured Data

GSE Earnings Resilient in a Tight Housing Market

Banks Generate Small 3Q24 Gains in Mortgage Banking

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Featured Reports

Top Mortgage Players: 2Q24 (PDF)

Mortgage Profitability Report 2Q24 (PDF)

Agency Channel Analysis: 3Q24 (PDF)

IMF Mortgage Directory: Full interactive database

Featured Poll

The mortgage industry has been shedding jobs for a while now, but some lenders — particularly ones that focus on non-QMs — are talking about staffing up in anticipation of increased originations. Is your shop planning to hire this year?

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The mortgage industry has been shedding jobs for a while now, but some lenders — particularly ones that focus on non-QMs — are talking about staffing up in anticipation of increased originations. Is your shop planning to hire this year?

Mortgage Insurance
RSS