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Refis Push Ginnie Issuance Up in November

December 12, 2025
Emmeline Willey
November issuance of Ginnie Mae single-family mortgage-backed securities increased as lower interest rates continued to drive refinance activity. (Includes two data tables.)
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FHA Floats Allowing CWCOT Providers Greater Ties to Servicers

December 12, 2025
Emmeline Willey
FHA proposed loosening restrictions on auction platforms for claims without conveyance of title sales.
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HECM Lenders Call for Changes to Upfront Premiums

December 12, 2025
Emmeline Willey
Industry groups recommended that FHA consider reverting the upfront mortgage insurance premiums on home equity conversion mortgages to the previous risk-based model.
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FHA Seeks Relief for Contractors With 203(k) Proposal

December 12, 2025
Emmeline Willey
FHA proposed tweaking its limited 203(k) rehabilitation loan program to reduce financial burdens on contractors.
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Ginnie Servicing Balances Up in 3Q, UWM Outshines YoY

October 17, 2025
Emmeline Willey
While most of the top Ginnie Mae servicers reported single-digit portfolio increases in the second quarter, United Wholesale Mortgage’s Ginnie servicing volume increased a whopping 87.8% year over year. (Includes three data tables.)
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Servicers Prepare for FHA Waterfall Changes

September 19, 2025
Emmeline Willey
Mortgage servicers have been putting in the hours to prepare for FHA’s expedited rollout of its new loss-mitigation waterfall beginning next month.
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VA Refi Denials Decline in 2024 Amid Surge in Applications

May 30, 2025
Emmeline Willey
The denial rate for VA home loan refinances fell sharply between 2023 and 2024, at the same time VA refi applications doubled, according to a new analysis by Inside FHA/VA Lending. (Includes data table.)
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MBA Pushes Regulatory Changes at FHA, VA

May 16, 2025
Emmeline Willey
The Mortgage Bankers Association is seeking rollbacks and revisions of FHA and VA regulations that the trade group sees as burdensome.
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Veterans United Correspondent Sales Weakened in 2024

May 16, 2025
Emmeline Willey
Veterans United Home Loans saw a sharp decline in correspondent sales of government-backed loans in 2024, while volume at Guild Mortgage and Rate surged. (Includes data table.)
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HUD Nominees Echo Trump Admin on FHA Concerns

May 16, 2025
Emmeline Willey
In response to questions from Senate Democrats, nominees for HUD positions expressed views in line with the Trump administration’s restrictions on FHA loans for non-permanent residents.
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