The Seventh Circuit Court recently ruled that emails containing only hyperlinks do not qualify as “communication” under the Fair Debt Collection Practices Act, which may have ramifications for the CFPB’s debt collection proposal.

The CFPB has extended the comment period for its debt-collection proposal by 30 days and has reopened the comment period for its HMDA threshold proposal until October.

The CFPB is soliciting input from stakeholders regarding their experiences in the credit card market and on the overall health of the sector.

Consumer advocacy groups have urged the CFPB to impose strict limits on debt collection agencies in order to protect consumers from abusive practices.