Credit-related income boosts profits at Fannie Mae; fair value losses at Freddie Mac keep net income growth in check.

The regulator has amended the capital rule to improve the capital treatment of credit-risk transfers and reduce the size of the leverage buffer for the GSEs.

Unexplained fair market gains bolster Treasury’s stake in the GSEs by more than 100%.

The enterprise’s suite of services will soon include the capability to use direct deposit data to assess borrower income.

The enterprises should have procedures supervising “covered parties,” up to and including monitoring their brokerage accounts.

Many of the largest mortgage servicing companies were left off the podium in the annual awards programs of Fannie and Freddie.

Although 2021 was a monster year for the mortgage giant, the fourth quarter looked more like a return to normal.

Almost all the temporary seller flexibilities FHFA put in place because of the pandemic have either been retired or incorporated into the normal selling guides.

One veteran GSE investor and housing-finance system critic believes the $6 trillion book of business is actually worth more than $11 trillion.

Fannie and Freddie CRT programs shift into high gear as FHFA allows more capital relief.