The acquisition will help expand Western Alliance Bank's warehouse lending efforts.

Due to a 2014 change in regulatory accounting policy, banks were required to assign a 100% risk weighting to warehouse loans…

With nonbanks continuing to steal market share away from depositories, warehouse commitments have been going through the roof. Of course, ultra low mortgage rates help...

New residential applications fell once again. Time to worry? Hardly...

Pulling the strings behind the non-QM curtain: A giant named PIMCO...

Bill Dallas of FoAM: “Most warehouse lenders are at capacity and already ‘bulged’ most of their companies. As a result, if you need additional capacity and you didn’t plan for it, there are no new warehouse players. You are dead in the water.”

As one East Coast-based banker put it: “Before the pandemic exploded, I had eight or nine new customers lined up I wanted to bank. Right now, that’s on hold until this passes.”

Compared to the same period a year ago, warehouse lines of credit to nonbanks increased by a mouthwatering 41.9%.

MBA is seeking assurances that nonbank lenders can access the Fed’s Main Street Loan Program.

Now that the merger is off, will Texas Capital's role in warehouse finance change much?