FHFA Hikes LLPAs On Second-Home and High-Balance Loans January 5, 2022 Dennis Hollier Industry consultant Mark Goldhaber: "At least it's a step in the right direction."Read More
FHFA Sets GSE Housing Goals for Coming Years December 23, 2021 Dennis Hollier The single-family goals didn't change from the FHFA's initial proposal while the multifamily goals will be limited to 2022 due to industry concerns.Read More
Fannie and Freddie on Crypto: Convert to Cash, Then Season It December 14, 2021 Dennis Hollier Freddie's lender bulletin emphasizes the enterprise's aversion to Bitcoin, Ethereum etc...Read More
Redwood Calls for Revision on How GSE Loan Limits Are Calculated December 7, 2021 Brandon Ivey FHFA should use its authority to constrain GSE acquisitions of high-balance mortgages, according to Redwood Trust.Read More
FHFA Rolls Out 2022 Conforming Loan Limits. High Cost Areas Just Shy of $1M November 30, 2021 Dennis Hollier An 18.05% year-over-year increase in home prices means Fannie and Freddie will be able to purchase loans as high as $970,080 in 2022.Read More
Coming Very Soon: GSE Conforming Loan Limits for 2022 November 29, 2021 Dennis Hollier Caps for GSE loans could jump by as much as 19%.Read More
Dems Extend G-Fee Surcharge to Pay for Infrastructure Bill November 8, 2021 Dennis Hollier The 10 bps g-fee strip inaugurated in 2011 to pay for a temporary tax cut is set to enter its second decade, despite expiring more than a month ago.Read More
Underwriting Update: Freddie to Also Consider Rental Payment History November 3, 2021 Dennis Hollier The two mortgage giants have devised different strategies to make sure renters have a better chance of qualifying for a mortgage.Read More
FHFA Reaffirms Climate Change Concerns October 22, 2021 Dennis Hollier Acting Director Thompson agreed with the conclusion in a new FSOC report that climate change poses an "emerging threat" to the nation's financial stability.Read More
The GSEs’ Low-Income Refi Programs Get a Boost October 21, 2021 Dennis Hollier The Federal Housing Finance Agency expands the GSEs’ low-income refinance programs to include more moderate-income borrowers.Read More