Higher Interest Rates Juice FHLB Earnings in 3Q22 November 21, 2022 Dennis Hollier The biggest jump was at the Cincinnati FHLB...Read More
G-Fees Rise — Thanks to the ‘Adverse Market’ Refi Charge November 17, 2022 Dennis Hollier FHFA said upfront fees jumped from 11 bps to 13 bps...Read More
Fannie/Freddie CRT Issuance Plummets in 3Q22 November 9, 2022 Dennis Hollier The 58.2% sequential decline in aggregate CRT issuance was the sharpest decline since the start of the pandemic...Read More
3Q Results: GSEs Set Aside $4.3B to Cover Declining Home Values November 8, 2022 Dennis Hollier and Paul Muolo Fannie boosted its net worth position to $58.8 billion. Freddie’s reading came in at $35.2 billion...Read More
G-Fee Hikes May Be Needed To Pay for Lost LLPA Revenue November 7, 2022 Dennis Hollier One analyst believes Fannie and Freddie will need to increase base g-fees by about 3 basis points...Read More
The Jury is Still Out in Fairholme v. FHFA... November 3, 2022 Dennis Hollier Note: Fannie and Freddie have been steadily profitable for a decade now.Read More
Increasingly, Fannie and Freddie are Sticking to Core Activities November 1, 2022 Brandon Ivey Noncore business at the GSEs is declining due to both diminished demand and a change in pricing policies made by the FHFA...Read More
A Changing of the FICO Guard Is a Good Thing. Right? October 25, 2022 Dennis Hollier Even if the scores provide a similar measure of credit risk at one point in time, that equivalency could deteriorate...Read More
FHFA Will Make Cash-Outs More Expensive While Trimming LLPAs on Low/Mods October 25, 2022 Paul Muolo Specifics were light regarding the changes for cash-out refis...Read More
Short Takes: GSEs Need to Update Pricing / Edicts for Fannie and Freddie / A Better Talent Pool? / Rocket CEO Keeps Buying Shares / Regulatory Update October 14, 2022 A better employee talent pool may be headed Fannie's and Freddie's way...Read More