FHFA Backs Down on Planned DTI Fee May 11, 2023 Dennis Hollier The controversial fee was set to take effect Aug. 1.Read More
Large Firms Gain GSE Servicing Share, Led by Chase May 5, 2023 Dennis Hollier The big servicers got a little bigger and Chase overtook Wells as the largest GSE servicer in the first quarter.Read More
A Nice Profit Rebound for Fannie. Big Reason: Lower Credit Loss Provisions May 2, 2023 Dennis Hollier Fannie's secret sauce in 1Q: dramatically lower provisions for credit losses...Read More
The Battle Over LLPAs Continues, GOP Throws Its Marker Down May 1, 2023 Dennis Hollier Newly introduced legislation, if passed, would rescind FHFA's latest revisions to GSE pricing.Read More
Mortgage Insurance Activity Declines in First Quarter April 25, 2023 John Bancroft Loans with MI represented 63.8% of total mortgage-backed securities issued by Fannie, Freddie and Ginnie in the first quarter.Read More
Industry Frustrated as New LLPA Structure Nears April 24, 2023 Dennis Hollier Industry stakeholders believe the new upfront fee changes are unworkable and penalize more qualified borrowers.Read More
Mixed Trends in Deliveries to GSEs in First Quarter April 21, 2023 Dennis Hollier Volume declined on a sequential basis in the first quarter, while deliveries picked up in March compared with February.Read More
A Slight Increase in Share for Private MIs in First Quarter April 20, 2023 Namrata Bhatia The private MI share of purchase mortgages with primary mortgage insurance hit 48.4% in the first quarter of 2023.Read More
FHFA to Codify Existing Fair Housing Directives April 20, 2023 Dennis Hollier The rulemaking process will help make current policy more durable, reducing the likelihood future administrations reverse existing fair housing regulation.Read More
GSEs Find Faults in SEC’s Conflict-of-Interest Proposal April 19, 2023 Dennis Hollier A proposed rule from the SEC could prohibit CRT issuance by the GSEs after Fannie and Freddie exit conservatorship.Read More