Short Takes: The Big Dogs Report / A Tale of Two Rankings / The Power of Title Insurance / A New Hire at Mr. Cooper / Correction October 21, 2024 Paul Muolo and Dennis Hollier Fannie Mae recently introduced a pilot program that would waive the title insurance requirement on certain refis...Read More
Primary MI Volume Increases in Third Quarter October 18, 2024 Brandon Ivey The increase in the use of primary MI during the third quarter was sharpest in refinances.Read More
Core Products Remain the Focus at GSEs in 3Q October 17, 2024 James Dohnert Noncore products are loans in which the non-agency market competes with the GSEs.Read More
Agency Servicing Tops $9.0 Trillion in Third Quarter October 11, 2024 John Bancroft Total servicing tied to agency single-family mortgage-backed securities rose to $9.004 trillion as of the end of September.Read More
Mortgage Activity With MI Increases in Third Quarter October 10, 2024 Namrata Bhatia Some $189.08 billion of loans with insurance coverage were included in agency MBS issued in the third quarter, a 13.6% increase from the prior period.Read More
GSE Business Increases in Third Quarter October 9, 2024 Dennis Hollier Five of the top 10 GSE sellers increased their volume by at least 20.0% in the third quarter.Read More
Loan Limit Head Start Could Come With Complications October 9, 2024 Brandon Ivey Loans made with balances above the 2025 loan limits won’t be eligible for delivery to the GSEs’ standard programs.Read More
Residential Mortgages Lift Issuance of MBS & ABS October 8, 2024 John Bancroft Residential MBS production was up 11.9% from the second quarter, hitting $341.43 billion, a two-year high.Read More
GSE Loan Deliveries in 3Q: Lower Credit Scores... October 7, 2024 Namrata Bhatia Some 9.2% of purchase loans sold to the GSEs in 3Q24 had credit scores below 700.Read More
Teasing Out the Credit Scores of New GSE Borrowers? October 7, 2024 Paul Muolo Kroll tested whether the new models accurately reflect the creditworthiness of borrowers who previously could not get a credit score.Read More