Nonconforming - Page 5 | Inside Mortgage Finance

Freedom Mortgage is set to issue a $255.0 million transaction tied to financing acquisitions of mortgage servicing rights for loans associated with Fannie Mae.

Broker Share of Nonconforming Lending Grows

October 2, 2024

James Dohnert

The retail channel remained the largest source of nonconforming loans, though the channel’s market share dropped in the first half of 2024.

Regulators Scrutinizing Home Equity Investment Products

October 2, 2024

Brandon Ivey

Currently, a handful of states have specific regulations for HEIs and federal oversight is limited as the Consumer Financial Protection Bureau is evaluating the market.

Short Takes: Chase Wins Auction for NPLs From Freddie / GSE-Eligible Loans in Non-Agency MBS / RTL Securitization / More Funds From HUD to Combat Housing Discrimination

October 2, 2024

Brandon Ivey

An affiliate of JPMorgan Chase was the winning bidder on an auction by Freddie Mac of nonperforming loans with a balance of $188.3 million.

Some Shifts in Non-Agency MBS Rating Activity in 2Q

October 1, 2024

John Bancroft

Fitch Ratings remained the top player for rating non-agency MBS in the second quarter of 2024 but the firm lost some market share.

Short Takes: Fairway Creates Hurricane Relief Fund / Annaly Taps Rocket as Subservicer / Quantifying the Lock-In Effect / Home Equity Loan Securitizations

October 1, 2024

Brandon Ivey

Fairway Independent Mortgage Corp. established a $1.0 million fund to help with the recovery from Hurricane Helene.

What If the New Conforming Loan Limit Turns Out to be Lower Than Some Thought?

September 30, 2024

James Dohnert

Conforming loan limits for the upcoming year are usually announced by the FHFA in late November.

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Short Takes: Strong Recapture Rate for Planet Home / Jumbo MBS From Redwood / New CRT From Freddie / Home Improvement Securitization

Mortgage Securitization Rate Ticks Down in Second Quarter

Waterfall Offers Non-Agency MBS With Wide Variety of Loans

Short Takes: MSR Financing Securitization From Freedom / Stable Outlook for AmWest / Chat With a Document / Velocity’s Latest Non-Agency MBS

Broker Share of Nonconforming Lending Grows

Regulators Scrutinizing Home Equity Investment Products

Short Takes: Chase Wins Auction for NPLs From Freddie / GSE-Eligible Loans in Non-Agency MBS / RTL Securitization / More Funds From HUD to Combat Housing Discrimination

Some Shifts in Non-Agency MBS Rating Activity in 2Q

Short Takes: Fairway Creates Hurricane Relief Fund / Annaly Taps Rocket as Subservicer / Quantifying the Lock-In Effect / Home Equity Loan Securitizations

What If the New Conforming Loan Limit Turns Out to be Lower Than Some Thought?

Latest Imf News

Former FHFA Chief, HPC Not Happy With Hike in GSE Loan Limits

Michigan Bank Changes Mind on Unloading Warehouse Unit

Value of Bank MBS Turns Higher in 3Q24

Freedom CEO Isn't Worried About a Trump-Effect on FHA, VA

Featured Data

Refinance Volume in GSE MBS Jumps in October

Nonbank Earnings Pummeled by MSR Losses in 3Q

Correspondents Gain Agency Market Share in Third Quarter

Second-Level MBS Issuance Slows in 3Q, CMO Down

Featured Reports

Top Mortgage Players: 2Q24 (PDF)

Mortgage Profitability Report 2Q24 (PDF)

Agency Channel Analysis: 3Q24 (PDF)

IMF Mortgage Directory: Full interactive database

Featured Poll

The mortgage industry has been shedding jobs for a while now, but some lenders — particularly ones that focus on non-QMs — are talking about staffing up in anticipation of increased originations. Is your shop planning to hire this year?

Nonconforming RSS

The mortgage industry has been shedding jobs for a while now, but some lenders — particularly ones that focus on non-QMs — are talking about staffing up in anticipation of increased originations. Is your shop planning to hire this year?

Nonconforming
RSS