Citi's retail mortgage originations increased by nearly 80% in 2019 while First Republic's production was up by more than 50%.

According to figures compiled by Inside Mortgage Finance, all home lenders produced $700.0 billion of product in the third quarter. If the rest of the industry’s results emulate the numbers reported by Wells and JPM, it’s entirely possible that 4Q may have been better than many analysts predicted.

Stronger GSE earnings will bolster retained capital, which could juice the recap-and-release debate even more…

The credit reporting agencies (Equifax, Transunion and Experian) continue to draw a large chunk of the complaints…

As far as the rankings are concerned, not much changed at the very top during the third quarter. Cenlar once again ranked first…

Also, Mr. Cooper was busy as well, buying Seterus and Pacific Union Financial…

“The NYDFS has taken cyber security to a whole new level," said one lender. "They are hammering everyone about the risk and heavy enforcement in examinations.” 

The Freedom-RoundPoint deal awaits regulatory approvals...

The report focuses on supervisory findings from exams the bureau conducted in the areas of consumer reporting and furnishing of information…