Originations | Inside Mortgage Finance

William Lansing, CEO of Fair Isaac, said mortgage-originations revenue at the company in the third quarter of 2024 increased by 95% compared with the third quarter of 2023.

Short Takes: CHLA Seeks Loan-Level Pooling at Ginnie / Housing Starts Pick Up / Mortgage Demand for New Homes Up Slightly / Still Demand for Refis

November 20, 2024

Brandon Ivey

CHLA acknowledges that the shift at Ginnie will require additional funding for the agency.

Refi Volume at GSEs Up 66.4% on Monthly Basis in October

November 19, 2024

Dennis Hollier

Deliveries of refinances to the government-sponsored enterprises jumped from $9.37 billion in September to $15.59 billion in October.

Short Takes: Forbearance Rate Increases / Home Price Appreciation Stalls / FHFA Increases GSEs’ Multifamily Cap Slightly / Scott Calls for Halt on Rulemaking, Guidance

November 19, 2024

Brandon Ivey

The share of mortgages in forbearance increased from 0.34% as of the end of September to 0.47% at the end of October, according to the Mortgage Bankers Association.

Grapevine: More Homeowners Staying Put; Gains From eClosing

November 15, 2024

Brandon Ivey

Lock-in persists; eClosing found to provide pricing gains; home sales expected to increase; LOs shy away from AI; credit card offers rewards points for mortgage payments; steady profits for LendingTree from lead business.

Primary MI Share Shifts Toward Government in 3Q

November 15, 2024

John Bancroft

Government mortgage insurance programs captured most of the primary MI gain in the third quarter.

Smaller Nonbanks Largely Maintain Profitability in 3Q

November 15, 2024

Brandon Ivey

Prior to the second quarter of 2024, lenders participating in the MBA survey posted losses, on average, for eight consecutive quarters.

Originations
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HUD Reviewing Potential for FHA Pricing Adjustments

Ginnie Loan Removals Hit Level Last Seen in 2022

FHA Proposes Loosening Underwriting for In-Home Rental Income

FICO Plans Price Hike Amid Rising Profits

Short Takes: CHLA Seeks Loan-Level Pooling at Ginnie / Housing Starts Pick Up / Mortgage Demand for New Homes Up Slightly / Still Demand for Refis

Refi Volume at GSEs Up 66.4% on Monthly Basis in October

Short Takes: Forbearance Rate Increases / Home Price Appreciation Stalls / FHFA Increases GSEs’ Multifamily Cap Slightly / Scott Calls for Halt on Rulemaking, Guidance

Grapevine: More Homeowners Staying Put; Gains From eClosing

Primary MI Share Shifts Toward Government in 3Q

Smaller Nonbanks Largely Maintain Profitability in 3Q

Latest Imf News

HUD Reviewing Potential for FHA Pricing Adjustments

Ginnie Loan Removals Hit Level Last Seen in 2022

FHA Proposes Loosening Underwriting for In-Home Rental Income

FICO Plans Price Hike Amid Rising Profits

Featured Data

GSE Earnings Resilient in a Tight Housing Market

Banks Generate Small 3Q24 Gains in Mortgage Banking

Refinance Loans Surge in October Agency Market

Refi Volume Spikes in Third Quarter, UWM Stands Out

Featured Reports

Top Mortgage Players: 2Q24 (PDF)

Mortgage Profitability Report 2Q24 (PDF)

Agency Channel Analysis: 3Q24 (PDF)

IMF Mortgage Directory: Full interactive database

Featured Poll

The mortgage industry has been shedding jobs for a while now, but some lenders — particularly ones that focus on non-QMs — are talking about staffing up in anticipation of increased originations. Is your shop planning to hire this year?

Originations RSS

The mortgage industry has been shedding jobs for a while now, but some lenders — particularly ones that focus on non-QMs — are talking about staffing up in anticipation of increased originations. Is your shop planning to hire this year?

Originations
RSS