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Home » Topics » Inside FHA/VA Lending » Legislation & Regulation

Legislation & Regulation
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Mortgage Help Proposed for Teachers, First Responders

June 4, 2021
Maria Volkova
The bipartisan House bill seeks to give teachers and first responders access to an FHA mortgage without having to make a downpayment.
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The Guessing Game Continues for FHA and Ginnie Posts

May 21, 2021
Paul Muolo
Ginnie Mae hasn’t had a “confirmed” president since early 2017. Is that about to change?
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Congress Passes Bill to Ease Shortage of FHA Appraisers

May 20, 2021
Maria Volkova
The Homebuyers Assistance Act of 2021 amends the National Housing Act to allow state-licensed professionals to conduct appraisals for FHA-insured properties.
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House Committee Approves Two Bills to Help Borrowers

May 20, 2021
Maria Volkova
Two separate bills aim to improve the mortgage process for borrowers who have a limited proficiency of English and to combat discrimination in the consumer marketplace.
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House Passes Key Legislation Supporting Homeownership

May 7, 2021
Maria Volkova
The Housing Financial Literacy Act and the Improving FHA Support for Small Dollar Mortgages Act are both aimed at making homeownership more affordable for borrowers.
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HUD Moves to Restore 2013 Disparate-Impact Theory

April 23, 2021
Maria Volkova
The return of the Obama-era rule would acknowledge that there is no room for discrimination in housing.
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Biden’s Infrastructure Plan to Boost Lackluster Housing Supply

April 9, 2021
Maria Volkova
The Biden administration throws its support behind the Neighborhood Homes Investment Act, which, if passed, would fund the construction and rehabilitation of affordable homes.
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Former HUD Deputy Secretary: Go Easy on Lenders

March 12, 2021
Maria Volkova
Brian Montgomery, former HUD deputy secretary, urged the Biden administration to focus on issues such as forbearance. A pandemic is not the time for “heavy-handed enforcement,” he said.
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Bills Introduced to Make FHA Loans More Accessible

March 12, 2021
Maria Volkova
Two bills introduced in the House this week have the potential of increasing a homebuyer’s access to an FHA-insured mortgage.
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There Could be Legal Issues in UWM’s Broker Addendum

March 12, 2021
Maria Volkova
Mat Ishbia, CEO of UWM, said the wholesaler consulted internal and external counsel before making the decision and that there are no concerns. However, industry insiders think otherwise.
Read More
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