Federal regulators and industry analysts raised concerns that defaults would spike once pre-crisis home-equity lines of credit hit their amortization periods. Those fears didn’t come to pass as vintage HELOCs have performed well, thanks to home-price appreciation and low interest rates. Pre-crisis HELOCs typically had interest-only periods for the first 10 years then switch to fully amortizing or required a full payment as part of a balloon feature. According to a 2015 report by the Office of the Currency ...

No one’s talking, and there’s been no indication that the DOJ has even filed a brief in the Ocwen case…

MetLife said a number of new investors have started buying RPLs in recent years. And even with the strong demand, it’s still a market that offers relatively attractive returns…

The GSEs and Ginnie Mae remain the dominant forces in the MBS/ABS market. Their combined single-family issuance hit $346.98 billion in 3Q17…

The capital and liquidity requirements targeted by Treasury were largely established by the Basel III accords and the Dodd-Frank Act…

Early last year Whalen predicted the nation’s four largest commercial banks might exit the business of residential lending and servicing…

Houlihan as been a major player in mortgage-related deals ever since it purchased Milestone Partners earlier in the decade…

First Republic Bank originated $1.90 billion of IOs in the second quarter of 2017, ranking first nationwide.

Ocwen suggests that other mortgage firms are being investigated by the SEC for their use of collection agents...

Kroll Bond Rating Agency projects that about $11.0 billion of prime non-agency MBS will be issued this year…