Bank and thrift holdings of first-lien mortgages increased in 2012 even as major banks sold sig-nificant amounts of troubled loans. The growth was driven by Wells Fargo and a number of mid-sized banks, holding certain conforming loans in portfolio along with non-agency originations.

Try as they might, the government cannot keep a good MI program down. FHA endorsements rose almost 19 percent in January.

The credit union industry has appealed to the U.S. Senate for relief on rules and regulations coming out of the CFPB.

Sterling Partners of Chicago is one of many private equity firms eying servicing rights as an investment. But so far, it has yet to win any bids.

Severely delinquent Fannie Mae/Freddie Mac borrowers may get a shot at a streamlined refi under a new program unveiled Wednesday.

Residential loan production for 2013 may turn out to be better than originally projected, thanks to a vastly improved purchase-money business.

Urban legend: mortgage lenders are beginning to loosen loan standards. Well, maybe only for "rich" clients.

Interest-only lending picked up steam in 2012 despite new regulations that make the loans less attractive from a 'qualified mortgage' point of view.

One loan officer was lured away by an offer of making $20,000 per month, Inside Mortgage Finance was told.

In spite of the influx of new human resource assets, banking regulators have a mixed effectiveness when it comes to compliance with their own Dodd-Frank obligations.