Inside Mortgage Finance

Bank Production of Nonconforming Mortgages Bolsters Portfolios

June 19, 2013

While some banks have started to securitize jumbo mortgages, the vast majority of jumbo originations remain in portfolio.

Flagstar Once Again Contemplating Selling Huge MSR Package

June 19, 2013

Paul Muolo

Thanks to rising interest rates, now may be the time for Flagstar to sell a huge block of servicing.

Fannie, Freddie, FHFA Would Cease to Exist Under “Pragmatic” Reform Plan

June 19, 2013

Charles Wisniowski

Yet another plan to reshape the mortgage market has been published, this one from noted housing economist Mark Zandi, and Ellen Seidman, once the nation's top S&L regulator.

Short Takes: MBA Wants GSEs to Synchronize Their AU Engines / Poll Shows Lenders Want GSEs Left Alone / A New Player in Wholesale / Cerberus Bidding on NPLs, More / Hank Paulson Wanted Receivership for Fannie and Freddie

June 19, 2013

Brandon Ivey and Paul Muolo

MBA pushes for GSE AU engines to be synchronized. Meanwhile, a factoid of mortgage history: Treasury chief Paulson wanted Fannie and Freddie put in receivership.

Are Mortgage Company Sellers Holding Out For Too Much?

June 18, 2013

Paul Muolo

With rates rising and refis falling, will certain mortgage companies head for the exits? And if they do, will they get too greedy on the sale price?

CSBS Chief Concerned About ‘One-Size-Fits-All’ Regulation

June 18, 2013

Thomas Ressler

The treatment of balloon loans under new federal rules is one example where regulation is taking a broad brush approach that disadvantages community banks.