The two programs have been updated to promote innovation, competition, ethics and transparency.

CFPB takes separate actions against Equifax, Honda Finance, Cash App, Experian and Capital One; CFPB approves first standard-setting body; CFPB plans rulemaking concerning nonbanks; CashCall loses appeal; CFPB plans to update Regulation CC.

The GSEs’ credit score playbook now lists the implementation dates of the bi-merge and the shift away from Classic FICO as TBD.

Given the financial and political hurdles that stand in the way of releasing Fannie Mae and Freddie Mac from conservatorship, it may be only a second- or third-tier issue for the Trump administration.

Hugh Frater and Don Layton speculate on the likelihood a second Trump administration can get Fannie Mae and Freddie Mac out of conservatorship.

The new Republican chair of the Senate Banking Committee sharply criticized FHFA Director Sandra Thompson on her way out.

Pulte’s nomination received a warm reception from industry trade groups. He’s the grandson of the founder of home construction firm PulteGroup.

The former chief housing advisor to the Treasury secretary during the first Trump administration will now oversee Freddie’s regulatory and conservatorship affairs operations.

The FHFA director joins a number of financial regulators resigning from their posts before the second Trump administration begins.

California wildfires, attorney fees, collateral valuations and board elections.