Investor Home Purchases Returning to Pre-Pandemic Levels December 6, 2024 James Dohnert Investors are having to get more creative to turn a profit, according to a new report from Redfin.Read More
Incoming Trump Team Could Threaten Housing Proposals November 22, 2024 James Dohnert Industry watchers said potential changes at the GSEs under the new Trump administration could lead to challenges for the secondary market.Read More
Burst of Non-Agency MBS Prior to Election Day November 8, 2024 James Dohnert Non-agency MBS issuance picked up prior to the election then paused for about a week. Redwood ended the lull.Read More
Non-Agency MBS With GSE-Eligible IPLs Flows October 31, 2024 James Dohnert Improved execution is prompting some issuers to stock non-agency MBS with agency-eligible investment property loans.Read More
Backflip Plans to Build Out RTL Funding October 25, 2024 James Dohnert The lender completed a capital raise, with plans to originate more residential transition loans and potentially issue MBS.Read More
Investors Hungry for Loans on Investment Properties October 24, 2024 James Dohnert DSCR and investor loans are seeing strong interest from investors due to the housing market and new rating methodologies.Read More
Redwood’s Profits Fall in Second Quarter, Bank Partnerships Grow August 2, 2024 James Dohnert Redwood Trust’s profits declined from the first to the second quarter, while loan locks and funding reached new highs.Read More
Some Shifts in Cash Purchase Activity Among Homebuyers July 25, 2024 James Dohnert Investors are increasingly turning to the mortgage market to fund their home purchases rather than paying all cash.Read More
A&D Mortgage Reintroduces Low-DSCR Product July 19, 2024 James Dohnert The product allows for debt service coverage ratio below 0.75, while many DSCR lenders require a ratio of at least 1.0.Read More
Rise in Investor Loans Brings Challenges for Servicers July 5, 2024 James Dohnert Servicers must adjust their thinking on delinquencies, reserves and collections when the borrower is an investor rather than an occupant.Read More