Home » Short Takes: Ishbia Sees Room for Refis / Non-QM Impairments Up Due to Hurricanes / Cardinal Launches Non-QM Offerings / Rate Expands Non-Agency Products

Looking to read the full article? Register for free access to IMFnews content today!

Short Takes: Ishbia Sees Room for Refis / Non-QM Impairments Up Due to Hurricanes / Cardinal Launches Non-QM Offerings / Rate Expands Non-Agency Products

February 4, 2025

Brandon Ivey

Ishbia pointed to borrowers who received mortgages between 2022 and 2024 as prime candidates for refis.

IMFnews Nonconforming Originations Servicing Secondary/MBS

Latest Imf News

Ginnie Loans Help Drive Up Servicing Balances in 2025
Banks Happy With Capital Re-Proposals on First Glance
Demand for MBS Could Weaken With Prolonged War
Goldman Offers 3 Non-Agency MBS in Single Day

More Imf News

Featured Data

GSE Deliveries Fall 11.4% in February
Nonbank Earnings Slip in 4Q25, Fail to Match 2024
Bank ABS Holdings Edge Higher in Fourth Quarter
REIT MBS Holdings Still Growing as 2025 Closes

More Featured Data

Featured Reports

Agency Channel Analysis: 4Q25 (PDF)
IMF Mortgage Directory: Full interactive database
IMF HMDA Dashboard: 2024
Top Mortgage Players: 3Q25 (PDF)

More Latest Reports

Short Takes: Ishbia Sees Room for Refis / Non-QM Impairments Up Due to Hurricanes / Cardinal Launches Non-QM Offerings / Rate Expands Non-Agency Products

Latest Imf News

Ginnie Loans Help Drive Up Servicing Balances in 2025

Banks Happy With Capital Re-Proposals on First Glance

Demand for MBS Could Weaken With Prolonged War

Goldman Offers 3 Non-Agency MBS in Single Day

Featured Data

GSE Deliveries Fall 11.4% in February

Nonbank Earnings Slip in 4Q25, Fail to Match 2024

Bank ABS Holdings Edge Higher in Fourth Quarter

REIT MBS Holdings Still Growing as 2025 Closes

Featured Reports

Agency Channel Analysis: 4Q25 (PDF)

IMF Mortgage Directory: Full interactive database

IMF HMDA Dashboard: 2024

Top Mortgage Players: 3Q25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?