Skip to content
Sign In
Create Account
Sign Out
My Account
Cart
Inside Mortgage Finance
MBS & ABS
The GSEs
The CFPB
Mortgage Trends
FHA/VA Lending
Nonconforming Markets
Data
Subscribe to Data
Home
» HUD Relaxes Eligibility Waiting Periods for Bankruptcies, Hard Times
Looking to read the full article? Register for free access to IMFnews content today!
HUD Relaxes Eligibility Waiting Periods for Bankruptcies, Hard Times
August 20, 2013
George Brooks
Currently, FHA requires a waiting period of two years in bankruptcy cases and three years after a foreclosure or short sale before a borrower can apply for an FHA loan.
News
IMFnews
Inside Mortgage Finance
Inside FHA/VA Lending
Inside the CFPB
Originations
Latest Imf News
Bank Holdings of Residential MBS Seesaw Down in 4Q
Strong Demand for GSE-Eligible Loans in Non-Agency MBS
Share of Complaints to CFPB Receiving Relief Drops
Better Turns to Stablecoin for Warehouse Funding Alternative
More Imf News
Featured Data
M&A Reshapes Conventional Mortgage Market
Bank MB Earnings Slump in 4Q25 Despite Higher Volume
Correspondents Lose Share in Agency Securitizations
CRE Securitization Rises in 2025 With Agency MF Boost
More Featured Data
Featured Reports
Agency Channel Analysis: 3Q25 (PDF)
Mortgage Profitability Report 3Q25 (PDF)
Mortgage Servicing Rights Report: 3Q25 (PDF)
IMF Mortgage Directory: Full interactive database
More Latest Reports
Featured Poll
As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?
We’re already in on the action!
No, it’s out of our wheelhouse.
Yes, it’s a great opportunity.
View Results