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Inside FHA/VA Lending

February 13, 2026

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Ginnie Mae Issuance Rebounds in January; USDA Loans Spike

Issuance of Ginnie Mae mortgage-backed securities increased modestly during January. Issuance backed by USDA recovered to recent highs after a partial shutdown halted endorsements late last year. (Includes two data tables.) Read More

Late FHA Loans Linger in New Loss-Mit Waterfall

Delinquent FHA loans stay that way for longer under the loss-mitigation updates FHA rolled out at the start of the fourth quarter. Read More

House Bill Would Raise Fees on VA IRRRLs

The House Committee on Veterans’ Affairs advanced a bill that would raise fees on the Department of Veterans Affairs’ streamlined interest rate reduction refinance loans. Read More

HUD Funded Through FY2026, Bump for FHA

The Department of Housing and Urban Development has been funded through the 2026 fiscal year by the consolidated appropriations package signed into law last week. Read More

FHA Loan Sample Sizes Decline Sharply in 2025

The number of loans that FHA sampled for defects appeared to decline last year as the share of defective loans rose. Read More

Ginnie Mae to Improve Nonbank Controls

Ginnie Mae said it was working to implement changes to its monitoring frameworks recommended by the Government Accountability Office to curb the risk from the agency’s exposure to nonbanks. Read More

AARP Sues Celink and HECM Servicers

AARP filed a class-action lawsuit against Celink and large home equity conversion mortgage servicers, claiming the parties violated state and federal laws. Read More

Around the Industry

HUD seeks energy rule rescission; USDA eyes ADU inclusion; FHA applications rise. Read More

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