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Inside FHA/VA Lending

March 27, 2026

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Correspondent Share of FHA, VA Lending Increases in 2025

Among a large group of lenders, the correspondent channel accounted for a 38.0% share of government-insured originations in 2025, up from a 34.5% share in 2024. (Includes data table.) Read More

VA Targets June Rollout of Partial Claims

VA is aiming to roll out its partial claim program in June. The agency is also open to revising its appraisal standards. Read More

HECM Endorsements Tick Up in 2025

Endorsements of home equity conversion mortgages increased by 3.2% on an annual basis in 2025, even with four consecutive quarterly declines since the fourth quarter of 2024. (Includes three data tables.) Read More

Ginnie Servicers Nearing DQ Ceiling Face Elevated Buyouts

Servicers of government loans in Ginnie Mae mortgage-backed securities will need to ramp up buyout activity as delinquencies in their portfolios increase. Read More

Trump Directive Encourages FHA, VA Appraisal Alignment

Executive orders from President Trump aiming to address housing supply and affordability include many FHA and VA provisions. Read More

USDA to Pilot Delegated Underwriting Authority

The U.S. Department of Agriculture’s Rural Housing Service will allow some lenders to begin trialing long-awaited delegated underwriting authority. Read More

MBA Calls for Flexibility on VA Fee Documentation

The granular fee documentation requirements VA imposes on lenders are inconsistent with how some services are priced, according to the Mortgage Bankers Association. Read More

Around the Industry

FHA spread widens; MBA dispels rumor about False Claims Act lawsuits; Ginnie digitizes multifamily claims. Read More

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