Bank and thrift holdings of home-equity-related loans declined in the second quarter of 2015 compared with the previous quarter, according to a new ranking from the Inside Mortgage Finance Bank Mortgage Database. Among the top 10 banks and thrifts in HEL business, only two increased their holdings in that span, led by U.S. Bank. Banks and thrifts had $962.74 billion in holdings of home-equity lines of credit, HELOC commitments and closed-end second liens at the end of the second quarter of 2015, down 1.2 percent from the previous quarter. HEL lending is up sharply this year, but new originations haven’t been enough to outpace declines in home-equity portfolios at most banks. U.S. Bank had...[Includes one data table]